Cost of Living in Naperville IL – Naperville Homes with Low Taxes? Naperville Township

Neighborhood News

Are you looking to move to the neighborhood area and you’re looking for lower taxes for your home. Well I’ve got you covered because today I’m gonna give you some insider scoop information on homes in Naperville that actually have lower taxes and I’ll give you a little brief driving tour to show an example of what these homes look like. I’m Amy Pearson, I’m a local realtor in the Naperville area in the western suburbs of Chicago if this is your first time checking my video thanks so much for checking my channel out I provide weekly videos on everything to eat sleep and enjoy all of the Naperville area in the western suburbs of Chicago. I’ve been working with people that have been looking to move and relocate to the neighborhood area and I’ve been getting messages via email, texts, phone calls and snail mail from people looking to move right here in the Naperville area and I love helping them out. If you’re thinking about moving to Naperville I’d love to help you out, please feel free to send me a text message, email or carrier pigeon. Whatever it is I’d love to help you out, I’m Amy Pearson I’ve got your back on Naperville.

My insider tip on homes that have lower taxes in Naperville is actually Naperville homes that are in unincorporated Naperville. What does that mean? Unincorporated Naperville it just means you don’t have a city or village government technically but you do have lower taxes. It does mean different things in different areas but if you’re looking to buy an unincorporated Naperville you may not have sidewalks in your area, you may have well water or septic tank but it does vary from subdivision to subdivision and they’re not all in one area. The homes are in little pockets throughout Naperville. I have seen homes that are unincorporated that have sidewalks and they do have city water so it does vary throughout the area what type of services are offered. You would get less services with lower taxes and same top-rated schools in Naperville that your children would be able to go to.

Another thing about the unincorporated that tips you off that it’s unincorporated would be if there are no sidewalks in the area. If you are looking at an area that would be a big red flag and if you happen to be there looking at homes and it’s garbage recycling day and the bins do not say city of Naperville, odds are it is probably unincorporated Naperville and that is a big tip to tip off that is not a city neighborhood and it is unincorporated which means lower taxes because you get less services. It could also mean that your library card you might have to pay for it and for the city of Naperville your park district fees maybe be a little bit higher it’s just a few services that would be a little bit different if you’re an unincorporated Naperville. I’m gonna do a short driving tour of a community to give you an idea of what an unincorporated street looks like but they do vary throughout the area and they’re not all in one area but there are little pockets sprinkled throughout the city so here’s my little brief driving tour of an incorporated area.

Here we have an example of what unincorporated neighborhood looks like hopefully you can get a good shot of it from this camera on my phone on my car there are no sidewalks which is a typical that you would see for an unincorporated area and sometimes the lots can be a bit larger than your typical neighborhood lot. This is a good example of what unincorporated Naperville looks like we’re on Columbia street just north of Ogden Avenue.

The services you’d want to double check if you’re considering a home to purchase in an unincorporated Naperville would be here’s my list if the water is well water or if there’s a septic take, for the home some homes in unincorporated Naperville have well water and some are on the city Naperville water and you don’t have to worry about that so that’s something to ask about if you’re considering unincorporated home. You would want to ask if non-resident fees for park district programs, if your library is an additional fee the library card another important one you want to ask about what emergency services and police cover your unincorporated area important questions to ask. Keep in mind you do get less services if you live in unincorporated but you get the lower taxes and you still are within the Naperville school district which is top rated so great things keep in mind. It’s a little secret that taxes is a little bit lower in the unincorporated areas of Naperville so if you’re considering to move to the Chicago area you might want to consider Naperville Illinois and lower taxes would be in the unincorporated areas. I’d love to help you out I’m Amy Pearson local realtor in Naperville if you want to learn more about the Chicagoland area real estate feel free to reach out at Amy@atproperties.com.

Naperville Illinois – Driving Tour Huntington Estates – Naperville homes for sale by subdivision

Neighborhood News

Naperville Illinois tour – Are you are thinking of moving to Naperville, IL? Are you trying to decide what Naperville neighborhood will fit your needs? Watch my driving tour video and see the Huntington Estates Subdivision which is a close drive to downtown Naperville. Naperville, IL is one of many Chicago Western Suburbs located within a metra train commute.

Naperville, IL Top 5 Secrets Fall Time

Neighborhood News

Want to know my five secrets about Naperville, Illinois well watch my video and you’ll find out my five secrets about Naperville, Illinois but first I’m Amy Pearson I’m a realtor with @properties on the team Lux Home Chicago serving western suburbs as well as downtown Chicago. All right i’m liking my top five secrets all right but please if you like my video please like subscribe and share thanks so much.

All right let’s get started so my first one it’s a really good one. First secret would actually be in Naperville there’s actually free pre-k school what? yes, it’s true in Naperville there is a free pre-k school. It’s at the Ann Reed Early Childhood Center which is part of District 203 and it’s the only school in district 203 offers this. There’s actually a lottery to be accepted into the free program and your child must be at least three years old by September 1st and you must be a resident of the Naperville school district 203. There also is a community option when you apply that is tuition based if you’re not selected for the lottery and the tuition base it’s $255 dollars a month for four days a week Tuesday through Friday and this is for the tuition paying option from morning 8:30 a.m to 11 a.m and afternoons 12:15pm to 2:45p.m so it’s a part time not a full day but still there is a free option to look into which is awesome.

All right my next secret I would say in Naperville would be knock knoll’s Nature Center. Not everyone knows about it and it’s a great place to check out if you have toddlers. It’s free so definitely check out and free things are always fun. The nature center has some small animals inside the center as well as a large fish tank to check out. It’s really fun for little kids to explore and then there is a nature based playground right outside the nature center so definitely a great place to check out would be the Knock Knolls Nature Center. I’ll have a link below for you to check out.

All right my next one would be a secret would be when there’s a holiday what do you do when there’s garbage and recycling days so say there’s a holiday on your day you’re supposed to bring out your recycling. Do you have to wait a week? If you’re in Chicago you would have to entire week for your garbage to be picked up and they get a little stinky. but in Naperville if your garbage and recycling day falls on a holiday, the next day your garbage and recycling be picked up. So that’s kind of nice.

All right my next thing on my secrets in Naperville would be that there is a thing called Notify Naperville. Notified Naperville let you sign up to receive emergency and community messages through your preferred method of communication it could be your home phone, cell phone, text message, or email and you can also research choose location you want to be contacted about you can receive notifications about emergencies that could affect your home, your parents home, your workplace, your children’s school, or any location of interest of you in neighborhood as long as the locations are within the city of Naperville. Notifications on Notify Naperville include brush and leaf collection, utility outages, public safety, road and utility work in a neighborhood, specific event alerts, traffic alerts, and winter operations.

All right and my next one it’s a fall time one another tip or secret in Naperville would be the leaf collection in the fall time. You’re getting a lot of leaves and it is free to be bagged with no stickers. You have to buy stickers for yard waste bags usually but for the leaf collection program it allows residents to dispose of bagged leaves and yard waste November 1st to December 17th and you don’t put the stickers on the back so that’s exciting. There also is a bulk leaf collection in every neighborhood that you can just blow all your leaves to the curb and the collection days for the bulk leaf collections is Monday October 18th, Monday November 1st and November 15th for the bulk leaf collections.

So those are my top five secrets of Naperville and they’re all kind of fall related. I hope you learned something new and thanks so much for watching my video i’m Amy Pearson realtor with @Properties. If you have any questions about Naperville keep me in mind and please watch my next video. thanks so much!

Naperville, IL – Subdivision Driving Tour of Eagle Chase

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Trying to decide what Naperville neighborhood will fit your your needs? Watch my driving tour video and see the Eagle Chase Subdivision which is a close drive to downtown Naperville and close to the highway.

Pros and Cons of Living in Chicago, IL

Real Estate News

Are you thinking about moving to Chicago and you’re wondering what are the pros and cons of living in Chicago, Illinois. Well I’ve got you covered because I’m gonna let you know what my pros and cons are of living in Chicago, Illinois. I’m Amy Pearson realtor with @properties, I’m on the team Lux Home Chicago, serving downtown Chicago as well as the western suburbs. All right so today i’m gonna give you my pros and cons. I love Chicago it’s an amazing city but there are a few cons that are on my list so I’ll give you my pros and cons.

All right so i gotta start with a pro, first pro would be the nightlife in Chicago. In Chicago there is so much to do in the evening in Chicago. There’s restaurants to check out, clubs there’s museums and lots of museum have museum nights and they’re really fun to check out, there’s theaters, there’s street festivals and a wide range of things. So definitely not a shortage for things to do in the evenings, that is a pro.

All right my next one would be it’s actually a con. My next one would be the weather in Chicago. The winter’s in Chicago can be kind of rough. I know they say that Chicago is the windy city which yes it can be windy in Chicago. I will say January and February are the roughest months to live in Chicago. It’s really cold sub temperatures below zero and that’s usually when our most snow is January / February but, I will say once you hit spring summer, Chicago comes alive and people just make the most of when it’s warmer in Chicago with street festivals and they spend as much time as possible on the lake front. So if you can make it through two months, it’s an amazing time in the summer time so it’s kind of a pro and con. The summer is amazing time in city of Chicago as well as Fall is a great time.

All right my next one would be another con would be the traffic in Chicago. The traffic can be kind of congested in Chicago. If there’s like a sports game going on it really can just add a lot of time to your commute or if you’re going somewhere if there’s say just give me example a Cubs game on the north side Lake Shore Drive going north is just backed up. So traffic is definitely a negative, if you’re getting on the highway and going somewhere you need to be on the highway by 3pm in the afternoon, otherwise you’re in really bad traffic sometimes that isn’t even early enough. So negative would be the traffic.

All right my pro, gotta have a pro now would be the food in Chicago is amazing! I know you if you’re not familiar with Chicago, people say deep dip pizza, which I prefer thin crust but they usually say hot dogs and pizza. But you have every type of food possible in Chicago. I’ve had Serbian food, Puerto Rican, Cuban and just a wide variety of food that you can try in Chicago. There’s also food festivals in Chicago as well as amazing top chefs that have restaurants in Chicago. There’s restaurant row on Randolph Street which has amazing restaurants that you gotta check, out so definitely food scene a pro.

All right the next one would be Chicago is a transportation hub. We are located in the midwest of the united states and a lot of trains come through Chicago. You’ve got the Amtrak as well as there’s Metra commuting to the suburbs on the train. And then you’ve got the CTA which is the it’s kind of the subway train station that runs throughout the metro area of Chicago. The Blue Line and the Orange Line can take you to the airports which is kind of awesome, so you can take the Blue Line all the way to O’hare and not have to pay for expensive parking at the airport, which is nice. And then the Orange Line it’s like the subway train, goes all the way to Midway Airport same thing you don’t have to pay for parking to take the Orange Line so definitely a pro would be the transportation in Chicago.

So those are my pros and cons of living in Chicago. Hope you enjoyed them, I’m Amy Pearson realtor with @Properties and check out my next video.

Lisle, IL Top 3 Things to Do in Lisle, IL

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Lisle, Illinois is a western suburb of Chicago and it’s located in Dupage County, but first I just want to introduce myself again Amy Pearson with @properties I am a realtor in the western suburbs of Chicago and I also serve downtown Chicago as well. All right so i’m gonna give you my top three things to do in Lisle, Illinois. Lisle is one of 
my favorite suburbs, there’s a lot of great things to do but I’m only sharing three of my favorite 
things that you can enjoy or to do in Lisle.

Alright so my first thing that you definitely should check out in Lisle to do would be Green Trails which Green Trails 
is actually a subdivision. Which probably sounds kind of weird at first. It is a residential neighborhood with 477 acres, that includes nine lakes, mature woods, grassy open spaces hills and flatlands. But there’s also a bike paved bike path that runs throughout green trails and it is actually 25 miles long of paths that you can do for hiking, jogging, biking, or whatever you want to do. And it’s a great path to check out. I used to bike ride my bike on Green Trails when I was a kid. There are 17 public parks and tennis courts and basketball carts and ball fields all within Green Trails. So definitely great to check out it’s free. Just get your bikes and head on over to Green Trails and it is a neighborhood where houses 
do live in there so you if you’re interested in living in Lisle, you could just kind of ride the bike and check out the neighborhood taking the green trails path.

Alright so my next one would be something to do in the winter which is the Four Lakes Alpine Snow Sports so if 
you grew up in Dupage County chances are you know someone or yourself have learned to ski on Four Lakes Ski Hill. It is a great place to learn to ski on downhill ski. You can do great afternoon with your family friends and or with just a few friends to learn how to skate. They have a ski school for students as well as Talmark and Nordic Ski lessons are also available upon request. There’s also a Terrrian Park for skiers and snowboarders for all ski ski levels. They have equipment rental, season passes, and group lessons are available. It is closed right now but it will open once the temperatures start dropping. It’s definitely I would say a beginner hill. It’s a great place just get your feet wet and learn
to skate but it is in Lisle, Illinois. All of the ways up the hill is actually a tow rope to get up the hill.

Next would be the Morton Arboretum. The Morton Arboretum’s tagline is the champion of trees and they definitely are it’s a great place to check out i would describe the morning as a museum of trees. There’s nature trails and you can even drive um throughout the roads and check out the scenery. There is a children’s garden that’s great to check out for young children. They have lots of festivals events at the Morton Arboretum as well and they have the fall 5k walk run, concerts in the summer as well as Illumination which is done during the holidays. It’s a how do I describe it a one mile walk of paved path with interactive lights and it’s and highlights the trees and all the beauty of winter. It’s 
a great event to check out. You do have to get tickets in advance for Illumination and I believe tickets go on sale October 1st, So check that out Illumination at the Morton Arboretum.

So those are my top three things to do in Lisle, Illinois. Hope you enjoyed them. They’re kind of some things to do throughout the year and throughout the different seasons. I’m Amy Pearson with @properties and if you know anyone thinking about buying or selling keep me in mind!

Will housing Prices Ever Go Down? Should I wait to buy till 2022?

Real Estate News

Are you thinking should I wait till 2022 to purchase a house? I have been getting that question from my clients, buyers, from friends and they want to know if should they wait till 2022. So that’s why I made this video today. I’ve got some facts and did some research for you guys on two reasons why waiting till 2022 will actually cost you money. If you’re a renter or you’re thinking about becoming a homeowner for the first time, or your home that you’re currently live in just doesn’t fit your needs anymore you need more space. If you’re hoping if we just wait a little bit longer, maybe prices will come down.

There are two questions that we need to ask. You need ask yourself what will home prices be in 2022 and what will mortgage rates be in 2022? To help shed the light on the answers questions the three major housing industries that project home prices appreciation in 2022. Here are their forecasts for 2022. We’ve got Freddie Mac appreciation of 5.3% Fannie Mae 5.1% appreciation and Mortgage Bankers Association 8.4% appreciation. All three are saying house prices are still going to keep appreciating using the average of these three projections it’s a 6.27%. Homes that appreciate and sells today that are valued around $350,000 will be valued next year at $371,000 average by the end of next year. That means if you delay buying your home till 2022, you could pay an additional $21,000 on that house, crazy I know by waiting.

Where will market rates be in 2022? Well today 30-year mortgage rates fixed are hovering at historic low rates which is great however experts believe that with the economy recovering and doing better that it will continue to tick up. So the forecast for the fourth quarter in 2022 by three major entities. They believe interest rates will be going up. Freddie Mac believes it will go up at 3.8%, Fannie Mae thinks 3.2% and Mortgage Bankers Association thinks 4.2% could be interest rates in 2022. So all think that there’s gonna be a tick up in interest rates so average, that averages out to 3.7% percent with the three together. That really could end up costing you more money in 2022.

What does that mean for you ? If you were to purchase a home in 2021 purchase amount $350,000 and average mortgage mortgage rate you got 2.86% your monthly payment is $1,899 a month, this is in 2021. If you wait till 2022, that same house will be $371,000 average mortgage rate interest rate will be 3.7% it’s gone up and your monthly payment will be $2,166. That’s an average of $267 increase a month and it’s about $3,000 dollars a year that you’ll have to pay more because you waited a year. T

hat’s just some research I did on what it’ll cost you by waiting until 2022. Fall time, winter as we’re going into fall winter it’s a great time to make purchases! Please keep me in mind, I’m Amy Pearson realtor with @properties.

Wheaton, IL – Top 5 Things to Do in Wheaton

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Today i’m going to give you my top five things to do in Wheaton, Illinois. Wheaton is a suburb of Chicago it’s western suburb located in Dupage County. But first I’m Amy Pearson the local realtor with @properties and I give community information videos as well as real estate update videos weekly. All right let’s get started with my top five things to do in Wheaton, Illinois. All right here is my list of things to check out.

Cosely Zoo

My first one is the Cosley Zoo. The Cosley Zoo in Wheaton offers a really educational entertaining experience for you and your family. It is perfect I would say for toddler aged children. It’s a small scaled zoo on five acres and it has a farm as well as native Illinois animals and in their zoo there’s also an area where you can feed some animals. It’s a really great experience for young children. The zoo is seven dollars for non-residents and six dollars for seniors and they do sell family memberships as well.

Cantigny Park

My next one on my list would be Cantigny Park. Cantigny park which is a must-see destination for everyone and has every interest you could possibly think of. If you’re just want to spend 30 minutes or several hours this is a great place it’s large enough so you can just pick a spot or pursue the whole park. There’s gardens for luxury strolls enjoying the nature as well as those who want to try to stay active. If you want to learn more about it you can also check out the Robert R Mccormick Museum or the First Division Museum which my nephew is a big fan of the first division museum. He’s a World War II fan so check that place out if you’re a World War II enthusiast.

Blackwell Forest Preserve

Next one is Blackwell Forest Preserve since there’s always so much nature in Wheaton, Blackwell is certainly a unique offering in Wheaton area you can do lots of outdoors things like hiking, picnicking, camping and there’s also a lake for water recreation fishing and boating.And it also offers something kind of unique from the area it has an archery range, targets are sold for six dollars and 50 cents and the range is open every day. There’s also an off the leash area for your dog so it’s a great park to check out. It’s free open daily one hour before sunrise and one after after sunset it closes.

Illinois Prairie Path

Next on my list would be the Illinois Prairie Path. The Illinois Prairie Path is great for bikers. It is a network of 61 miles of bicycle trails mostly in Dupage County and portions of the trail extend into Kane County. Most of the trail consists of what they would call a rails to trail meaning it used to be a old railroad track in the area that they converted into bicycle trails. The Illinois Prairie Path consists of three distinct districts originating in a point just west of downtown Wheaton the northwest branch is called the Elgin branch which and it runs approximately 16 miles to Elgin where it intersects with the Fox River Trail.

Herrick Lake

Next on my list would be Herrick Lake. Herrick Lake is a forest preserve in Wheaton that’s one of my favorite places in Wheaton. It has lots of hiking paths you can do biking and horseback riding in the winter you can do cross-country skiing. There’s also seven miles of trails including the Danada Herrick Lake Regional Trail. There’s also within the lake you can rent canoes, kayaks, and row boats through May through September you can rent the boats in the lake area of Herrick Lake.

I hope you enjoyed my top five things to do in Wheaton, Illinois. Maybe you learn something new or a new place you might want to check out this weekend. But those are my top five things hopefully you enjoy it maybe got some information and about the Chicago Western Suburbs. I am Amy Pearson with @properties and I provide a local community information and real estate news on the western suburbs please check out my next video.

Downtown Naperville, IL – Naperville Historic District Driving Tour

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Today we’re gonna do a driving tour of the downtown Naperville Historic District area. I got some feedback that people like driving tours so we’re gonna do another one. I’m Amy Pearson, I’m a local realtor with @Properties and I do community videos on real estate as well as on the Western Suburbs of Chicago.

All right so that’s the Historic Naperville Neighborhood thanks for joining me on my driving tour of the downtown Naperville Historic District. Hope you enjoyed my driving tour and if you are thinking about buying or selling please keep me in mind.